Working for You

We offer institutional clients a broad range of investment capabilities and local, accessible service.

As of March 31, 2024

30

States* with local, specialized sales and client service professionals

*and the District of Columbia

13

Dedicated PNC Capital Advisors relationship managers and portfolio specialists

7 yrs

Average Client Relationship Tenure

We define success by our ability to achieve client expectations.

No two organizations' fixed income investment goals or constraints are the same, which is why we emphasize building strong relationships and clear channels of communication with our clients. Through our local client service model and accessible investment team, we strive for a superior investment experience.

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Institutional Clients We Serve

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Corporate Clients

Energy • Industrial • Financial Services • Information Technology • Materials • Consumer Goods & Services • Professional Services

Corporations serve many stakeholders, including their employees, their investors, and the communities within which they operate.

Many also face a rapidly shifting competitive landscape that is being reshaped by technology, geopolitical developments, or other outside factors.

Given this demanding environment, there is a heightened focus on optimizing risk-adjusted investment performance.

Common objectives our clients convey include:

  • Optimizing short-term balance sheet assets
  • Crafting a socially responsible fixed income investment strategy that conforms to their investment policy statement
  • Minimizing volatility of pension plan funded status

We believe our corporate clients benefit from our consultative approach to defining their investment solutions, as we work to understand their operating profile, liquidity positions, and long-term strategic plans.

Additionally, we offer advanced reporting capabilities to ease their regulatory requirements.

Common solutions for our clients include:

  • Solutions for operating assets, including customized cash portfolios and other short-duration investment strategies
  • Liability hedging portfolios customized to a pension plan's unique liability cash flows
  • Fixed income investment strategies designed with the objective of providing consistent risk-adjusted returns
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Nonprofit Organizations

Foundations • Endowments • Religious • Education • Charitable Institutions

Nonprofits are focused on executing their mission and need an investment manager that understands and prioritizes their goals and operates within their risk tolerance guidelines.

They are also faced with navigating a variety of investment challenges, including increasingly demanding regulatory requirements, volatile economies and financial markets, and the proliferation of complex investment strategies and alternatives.

Common objectives our clients convey include:

  • Having sufficient capital to operate effectively while maximizing return on short-term balance sheet assets
  • Investing within certain responsible investing guidelines
  • Growing assets, but with a focus on portfolio preservation and defensive risk management

We work with our Nonprofit clients to understand their specific investment, operational, distribution, and capital preservation goals to tailor an investment portfolio that aligns with their mission. Common solutions for our clients include:

  • Customized cash portfolios with maturities matched to scheduled disbursement dates
  • Diversified investment portfolios that emphasize quality, portfolio preservation, and risk-adjusted returns
  • Crafting a responsible investing fixed income strategy that conforms to their investment policy statement
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Insurance Companies

Property & Casualty • Health • Life • Captive • Reinsurance • Multiline • Fraternal • Commercial

Insurers are routinely faced with navigating a variety of investment challenges, including increasingly demanding regulatory requirements, volatile economies and financial markets, and the proliferation of complex investment strategies and alternatives.

Given the dynamics of this demanding market environment, there is a heightened focus on optimizing risk-adjusted investment performance.

Common issues our clients face include:

  • Meeting investment performance expectations within a risk-based capital framework
  • Minimizing investment volatility while producing returns to meet liability needs
  • Conforming to regulatory requirements and ratings-agency challenges
  • Managing multiple, complex, long-term asset pools in a variety of product and distribution segments

We leverage the cumulative industry experience and insights of our team to craft tailored investment solutions that incorporate regulatory and risk constraints specific to our insurance clients.

Additionally, we offer regulatory reporting capabilities to ease our clients' administrative burden.

Common solutions for our insurance clients include:

  • Customized cash management portfolios with maturities matched to scheduled disbursement dates
  • General account portfolios constructed to specific risk/yield objectives and NAIC quality and liquidity parameters
  • Diversified investment portfolios with an emphasis on quality and risk-adjusted returns
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Taft-Hartley

Multi-employer Pensions • Manufacturing • Retail Trade and Services • Mining • Trucking and Transportation

Multi-employer benefit plans, as set forth under the Taft-Hartley Act of 1947, have complex investment considerations.

Unique regulatory requirements and moderate risk tolerances also create hurdles to achieving desired returns.

Common objectives our clients convey include:

  • Balancing return objectives to close a funding shortfall with the need to reduce plan funding-level variability
  • Minimizing the volatility of required contributions
  • Mitigating overall downside risk

Our Taft-Hartley investment solutions can play several roles, including complementing the return-seeking assets of a plan's portfolio, de-risking a plan's portfolio to protect and improve funding status, generating income to pay current and future pension obligations, and/or supporting the glide path to full funding.

Common solutions for our Taft-Hartley clients include:

  • Customized liability-hedging portfolios
  • Customized cash portfolios with maturities matched to scheduled disbursement dates
  • Diversified investment portfolios that emphasize quality and risk-adjusted returns
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Healthcare Organizations

Not-for-profit and For-profit Healthcare Systems • Insurers • Physician Groups • Academic Medical Centers • Senior Care Providers

Healthcare organizations face myriad challenges, including operating margin pressure, an evolving regulatory environment, and industry consolidation, which heightens the need for these organizations to balance prudent risk management with investment opportunities and goals.

Common issues our clients face include:

  • Maximizing short-term balance sheet assets
  • Crafting a responsible investing fixed income strategy that conforms to their investment policy statement
  • Minimizing volatility of pension plan funded status
  • Investing insurance pool assets in line with regulatory requirements

We believe our healthcare clients benefit from our consultative approach to defining their investment solution, as we work to understand their operating profile, liquidity positions, and long-term strategic plans.

Common solutions for our healthcare clients include:

  • Solutions for operating assets, including customized cash portfolios and other short-duration investment strategies
  • Liability hedging portfolios customized to a pension plan's unique liability cash flows
  • Fixed income investment strategies designed with the objective of providing consistent risk-adjusted returns
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Public Funds

State and Local Governments • Police and Fire • Utilities • Public Education • Transportation

State and local governments rely on taxpayer funding for the maintenance and betterment of their communities.

Many public funds also support the pensions of government employees.

Volatile financial markets and regulatory hurdles influence public funds' investment strategies.

Common objectives our clients convey include:

  • Balancing return objectives to close a pension plan funding shortfall while reducing funding-level variability
  • Maximizing short-term balance sheet assets
  • Growing assets, but with a focus on portfolio preservation and defensive risk management
  • Managing bond proceeds to expected cash outlays

Our Public Funds clients not only benefit from our range of fixed income investment solutions, but they also gain an investment manager that often has direct experience in their particular market, due to our geographic footprint and local client service model.

Common solutions for our Public Funds clients include:

  • Customized liability-hedging portfolios for pension funds
  • Customized cash portfolios for local government investment pools or portfolios with maturities matched to scheduled disbursement dates
  • Diversified investment portfolios that emphasize quality and risk-adjusted returns
Tim McDonough head shot

Timothy McDonough, CFA
Executive Vice President

Delivering exceptional performance is only one dimension of our commitment to clients. We endeavor to understand our clients' goals from every angle and be a partner in providing a comprehensive investment solution.

Our Client-Centered Approach

Discuss Goals

The first step is a discussion about your organization's investment goals and how they align with your business needs or contstraints.

Review Investment
Policy Statement

Your Relationship Manager and members of the Investment Team review your IPS, ask questions and potentially offer suggestions as we formulate a plan for your portfolio.

Define Approach

Members of the Investment Team provide perspective on the recommended approach based on your objectives and assign appropriate performance measures to evaluate outcomes.

Implement Solution

The Investment Team executes the investment plan and verifies the strategic intent of portfolio through quantitative analysis. Trading and portfolio management systems address compliance with IPS.

Ongoing Relationship

Your Relationship Manager regularly communicates portfolio changes and market updates. This dialogue enables us to adjust the investment strategy as your needs evolve.

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